Top 5 Most Affordable Cars Under ₹12 Lakh in India

Introduction

Buying a car in India is a big decision, especially when you have a budget constraint. With a budget of ₹12 lakh, you can get a feature-rich and fuel-efficient car that offers a perfect balance of performance, comfort, and affordability. If you're looking for the best options within this price range, here are the top five most affordable cars under ₹12 lakh in India in 2025.

1. Kia Syros

Price: Starts from ₹9 lakh

Kia Syros is an excellent choice in the subcompact crossover SUV segment. Inspired by Kia’s premium EV9, the Syros offers a stylish design, vertical headlamps, and a well-equipped cabin. It is available in six variants: HTK, HTK (O), HTK+, HTX, HTX+, and HTX+ (O). With a fuel-efficient engine and modern technology, Kia Syros is a great budget-friendly option for SUV lovers.

Key Features:

• Spacious cabin with modern infotainment system
• Multiple engine options for varied driving needs
• Stylish exterior design with LED headlamps

2. Hyundai Creta

Price: Starts from ₹11.11 lakh

The Hyundai Creta has been one of India's best-selling compact SUVs, offering a combination of performance and luxury. With a powerful engine lineup and modern safety features, Creta is a fantastic value-for-money option for families and young professionals.

Key Features:

• Powerful petrol and diesel engine options
• 10.25-inch touchscreen infotainment system
• Hyundai SmartSense safety suite

3. Tata Nexon

Price: Starts from ₹8 lakh

The Tata Nexon is another top pick in the budget SUV segment. Known for its 5-star Global NCAP safety rating, Nexon is perfect for those prioritizing safety and reliability. It comes with both petrol and diesel variants, along with a futuristic interior design.

Key Features:

• Bold exterior styling with LED DRLs
• Electric sunroof (available in higher variants)
• Turbocharged engine options for better performance

4. Maruti Suzuki Swift

Price: Starts from ₹6.49 lakh

For those looking for an affordable hatchback with excellent fuel efficiency, Maruti Suzuki Swift is a perfect choice. With its smooth handling, stylish design, and great mileage, Swift continues to dominate the Indian market.

Key Features:

• 1.2L petrol engine with great fuel efficiency
• SmartPlay Studio infotainment system
• Lightweight body structure for enhanced mileage

5. Skoda Kushaq

Price: Starts from ₹10.89 lakh

The Skoda Kushaq is a compact SUV that offers a European driving experience with a premium feel. If you’re looking for a stylish and sturdy SUV within a reasonable budget, Kushaq is a strong contender.

Key Features:

• Turbocharged engine with high-performance output
• Digital cockpit with modern features
• 6 airbags for enhanced safety

Conclusion

These are the top five affordable cars under ₹12 lakh in India in 2025. Whether you prefer a hatchback or an SUV, there are plenty of great options available. Consider your driving needs, fuel efficiency, safety features, and overall comfort before making a purchase. Happy car shopping!

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Which car do you think is the best pick in this list? Let us know in the comments!